Buying a home? Let Unloan help you find your dream home. Calculate your borrowing power or ask us for a free property report with property details, estimated value and market insights.
Want to be the first to know when we launch? Join the waitlist and we’ll be in touch. You could get early access to apply for a purchase home loan with Unloan, and get guided support from our Property Coaches.
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A new kind
of home loan that
saves you more.
We believe loyalty should be rewarded. That's why every Unloan gets an additional 0.01% p.a. discount — every single year^.
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In case you
missed anything.
What is Unloan's relationship to CommBank?
We’re a fully owned division of CommBank. Unloan’s mission is to provide a simple, low-cost home loan that’s easier to get and more rewarding to live with.
As a digital-only home loan, Unloan is available exclusively via this website, and customer support is provided by Unloan’s dedicated lending team.
What does the application process look like?
Our application process is completely digital and designed to make your home loan experience easier. You can apply in minutes.
Are there really no fees?
We dislike fees as much as you do! That’s why we don’t charge any application fees, ongoing account fees, or exit fees.
Whether you're buying a home or refinancing to Unloan, the only fees you'll see are the mandatory government fees*. Learn more about government fees here.
*Other third party fees may apply.
How does Unloan's annual discount bump work?
For every year your home loan is active, we’ll increase the discount by another 0.01% p.a.^ No negotiation, no follow ups. You just get an increased discount every year. Automatically.
It’s our way of saying thanks for staying with us.
How does Unloan make sure my data and personal information is safe?
We understand our responsibility to safeguard your privacy, and apply strict security and privacy controls in how we handle your information. To find out how we manage your personal information, please read our Privacy Policy.
Can I offset interest in my Unloan account?
Unloan offers an unlimited redraw facility that lets you access extra repayments you’ve made on your home loan, above your minimum scheduled repayments.
What if I need to get in touch with someone?
We’re available to chat between 8am–8pm (AEDT) on weekdays and 10am–6pm on weekends. Just look for the bubble icon located on the bottom right of your screen to start chatting with our team.
You can also email us at [email protected].
You may also want to check out our FAQs for more answers to common questions.