Apply in minutes

11:00:00

Applying for a home loan has never been this easy. The Unloan application experience is designed for simplicity and speed.

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How to
apply in
6 steps

Digital smarts that make your application easier.

At Unloan, we believe in using the latest technology to make your home loan experience easier.

Automated
Property Valuation

We digitally assess the value of your existing property using CommBank's industry-leading automated valuation technology.

Digital
Credit Check

We perform a credit check when you apply for a home loan and display the results for you to check, saving you time.

Digital
Financial Verification

(Coming soon) After you provide details of your income and expenses, we use Open Banking to digitally verify your financials.

Biometric
Identity Check

Don't worry about having to book appointments. We use modern biometric technology to confirm you are the person pictured in the ID you provide.

Digital
Signature

Unloan provides a digital home loan contract that is e-signed on your phone or desktop.

Digital
Settlement

Finalise your loan without the paper. In most cases, the entire settlement process can be completed on your favourite device.

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional rate discount in year 30.
No negotiations needed.
Find out more

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.
Learn more

Save interest

Offset your interest with unlimited free redraw.
How redraw works
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Rates shown are inclusive of a 0.01% p.a. discount off our reference rate. On each anniversary of your loan’s settlement date, you will receive an additional discount of 0.01% per annum, up to a maximum discount of 0.30% per annum.