Apply in minutes


Applying for a home loan has never been this easy. The Unloan application experience is designed for simplicity and speed.

How to
apply in
6 steps

Digital smarts that make your application easier.

At Unloan, we believe in using the latest technology to make your home loan experience easier.

Property Valuation

We digitally assess the value of your existing property using CommBank's industry-leading automated valuation technology.

Credit Check

We perform a credit check when you apply for a home loan and display the results for you to check, saving you time.

Financial Verification

(Coming soon) After you provide details of your income and expenses, we use Open Banking to digitally verify your financials.

Identity Check

Don't worry about having to book appointments. We use modern biometric technology to confirm you are the person pictured in the ID you provide.


Unloan provides a digital home loan contract that is e-signed on your phone or desktop.


Finalise your loan without the paper. In most cases, the entire settlement process can be completed on your favourite device.