The RBA increased the cash rate by 0.25% p.a. on 6 June 2023. We’re reviewing our rates and will have an update soon. Learn more

Award-Winning

Value

It's not about us.
It's all about you.

At Unloan we’re committed to making
home loans what they should be.
Simple to get and even easier to live with.

Mozo
Low Cost
Home Loan 2023

We’re a new kind of home loan that saves you more, and that starts with our low rates. Mozo’s Low Cost Home Loan award is a testament to our commitment to helping Aussies save.

Canstar
Outstanding Value
Award 2023

Canstar’s Outstanding Value Award – Variable Home Lender highlights our commitment to providing Aussies with a home loan product that offers great value. We believe home loans should be easy to get, and easier to live with.

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save more.

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Unlimited Free Redraws
80% Maximum LVR
30 Year Maximum Loan Term
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Fixed rate coming
to an end?
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and be set for a discount
that gets better and better
as soon as you're ready.
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How it works

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

A home loan you can love

Low rates, with a discount that gets better and better.

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No application fees, no account-keeping fees, no annual fees.

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Unloan is a digital home loan, built by Australia's leading bank.