We've designed a home loan that's simple to understand, and easier to live with.
Variable rate: 2.64% pa (with an Annual Discount^)
Comparison rate: 2.56% pa*
Variable rate: 2.94% pa (with an Annual Discount^)
Comparison rate: 2.86% pa*
For every year you hold your home loan, you'll receive an additional discount of 0.01% pa off the current interest rate, up to a maximum discount of 0.30% pa.^
Switch to Unloan from an existing home loan to experience a rewarding home loan experience. You can apply in as little as 10 minutes and get a rate discount increase every year, up to a maximum of 0.30% p.a. Check your eligibility.
Buying a new home? Unloan will be available to investors and owner occupiers in the second half of 2022.
Want to top up additional funds after you got your Unloan? You will be able to do this in the second half of 2022.
Choose weekly, fortnightly or monthly repayments for your convenience.
If you’ve made additional repayments on your home loan (above your minimum scheduled repayments) you will be able access these additional amounts at any time. Learn more
Use Unloan AutoPay for set loan repayments.
For more information read our FAQs
Application Fees
Discharge Fees
Account Keeping Fees
Transaction Fees
Additional Repayment Penalties
Redraw Penalties
Late Payment Penalties
Early Termination Penalties