Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
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Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
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Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
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The difference between a top up and accessing my equity by refinancing
If you’ve got an existing home loan, you might be able to tap into your equity. Top ups and refinancing are two options. Here’s how they work.
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How much equity do I need to refinance my home loan with Unloan?
We explain how much equity we'll need to determine if we're the best fit for you and your home loan.
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6 things to consider before refinancing and is it worth it?
Thinking of refinancing your home loan? Learn about when it could be time and if it's worth it.
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Understanding home appraisals and the role of property valuations in mortgage refinancing
Explore the differences between home appraisals and property valuations and its role when it comes to refinancing your home loan.
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Everything you need to know about discharging your mortgage
We delve into what discharging your home loan means and how to do it.
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Understanding shortfalls in the Unloan home loan settlement process
Everything you need to know and what to do if you encounter a settlement shortfall during the settlement process of your Unloan home loan application.
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%
p.a.
Additional rate discount in year 30.
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In certain circumstances LMI premium may apply.
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Offset your interest with unlimited free redraw.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.