Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
Read on
Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
Read on
Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
Read on
Co-borrowers and other loan structures
If you need to add a co-borrower or know what loan structures are accepted when applying for an Unloan home loan, this guide will help you.
Read on
Read on
View answer
View answer
What documents can I use to verify my income?
When you apply for an Unloan home loan, you'll need to provide documents to verify your income. Below is a list of everything you need.
Read on
Read on
View answer
View answer
What are government fees?
Learn what government fees are, how they work when buying property, and what costs to expect in Australia, including stamp duty and registration fees.
Read on
Read on
View answer
View answer
What is comprehensive credit reporting?
Everything you need to know about Comprehensive Credit Reporting, also known as CCR.
Read on
Read on
View answer
View answer
What are your options when a fixed rate term ends?
As your fixed rate ends, you can explore new rates, renegotiate, or refinance your home loan with other banks and lenders. We've created a guide explaining each option.
Read on
Read on
View answer
View answer
What is debt consolidation and what has it got to do with refinancing?
Consolidating your debt by refinancing could help you to save on your home loan repayments. Read on to learn more about debt consolidation and how refinancing can help.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional loyalty discount in year 30. 

It’s our way of saying thanks for
staying with us.

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.

Save interest

Offset your interest with unlimited free redraw.
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.