Switching to Unloan

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Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
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Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
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Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
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When is a good time to refinance my home loan?
As a homeowner, it can be tricky to know when the best time to refinance your mortgage is. The best time to switch to a new loan depends on your financial goals and circumstances.
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How often can you refinance a home loan?
Just because you can refinance your loan doesn’t always mean it’s the best move for you. Read on to learn more about how often you should be refinancing your home loan.
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When to consider refinancing my home loan
Refinancing your home loan can unlock a range of great benefits. But there are some instances when it makes more sense to refinance than others, so when is the best time?
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Can I refinance multiple properties to Unloan?
Refinancing to Unloan, and have multiple properties? Here’s everything you need to know.
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A checklist of documents that you'll need to apply for a home loan refinance
Refinancing your home loan can be tedious. Here is a checklist required documents to facilitate your refinancing process.
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Let's talk about the fees associated with home loan refinancing
We help you understand the fees for home loan refinancing, including discharge, break costs, and government charges to calculate to help you with your decision with refinancing your home loan.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.