Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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How much deposit will I need to buy a house?
Planning to buy a home? Learn what to save for a deposit.
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How to calculate loan to value ratio (LVR)
There are occasions when we may not be the best fit for your requirements. Learn how to calculate LVR for your property.
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Reasons why your home loan application may be declined
There are occasions when we may not be the best fit for your requirements when it comes to home loans. Here's why.
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10 things to look for when inspecting properties
Getting a property inspected? Here are 10 things to look out inside and outside a property.
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6 factors that impact your borrowing power
Your borrowing power plays an important role when it comes to home buying journey, we share six factors that impact your borrowing capacity.
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8 tips to help you feel prepared for an auction
Get ready for auction day and give yourself the best chance to secure your dream home.
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Buying a home or looking to make the
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0.30
%
p.a.
Additional rate discount in year 30.
No negotiations needed.
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Say no to fees

In certain circumstances LMI premium may apply.
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Save interest

Offset your interest with unlimited free redraw.
How redraw works
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.