Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
Read on
Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
Read on
Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
Read on
How to plan for an investment property when you have mortgage repayments
Are you on the hunt for an investment property but have an existing mortgage? Read our guide to learn more about buying a second home and staying on top of your mortgage repayments.
Read on
Read on
View answer
View answer
The pros and cons of using equity to purchase an investment property
Thinking about using your home equity to invest? Discover the benefits, risks, and what to consider before using equity to buy an investment property. Simple, clear advice from Unloan.
Read on
Read on
View answer
View answer
5 things to consider when buying a terrace house in Australia
Considering purchasing a terrace as a property? Here are five things to keep an eye out for.
Read on
Read on
View answer
View answer
Dreaming of a duplex? Here’s what to consider before you buy
Thinking of buying a duplex? Discover key considerations to make an informed decision in our comprehensive guide.
Read on
Read on
View answer
View answer
6 things to look out for when buying a townhouse
Read on
Read on
View answer
View answer
Is it worth hiring a professional bidder for your property auction?
Discover if hiring a professional bidder for property auctions is worth it with our comprehensive guide.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional rate discount in year 30.
No negotiations needed.
Find out more

Say no to fees

In certain circumstances LMI premium may apply.
Learn more

Save interest

Offset your interest with unlimited free redraw.
How redraw works
image of a coin
image of a piggy bank
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.