Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
Read on
Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
Read on
Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
Read on
Does a home loan pre-approval affect my credit score?
Learn how a home loan pre-approval can affect your credit score and how to navigate the process to protect your credit score.
Read on
Read on
View answer
View answer
8 reasons your home loan may be rejected after pre-approval
Find out why your pre-approved home loan could be rejected and how to improve your chances of securing an approval.
Read on
Read on
View answer
View answer
A beginner’s guide to auctions: Everything you need to know about auction day
If you’re gearing up for an auction, here’s a beginner’s guide to help you prepare for the day.
Read on
Read on
View answer
View answer
12 signs you may be ready to be a homeowner
Think you might be ready to say goodbye to renting and start your journey to becoming a homeowner? We’ve created a general guide that provides 12 signs that may indicate you’re ready to buy a home.
Read on
Read on
View answer
View answer
A guide to ‘passing in’ at a property auction
Property auctions can get complex, so we’ve created a guide to help you understand what passing in at a property auction is and how it works.
Read on
Read on
View answer
View answer
6 key factors to consider when buying a new house and land package
Explore the essential factors of buying a house and land package: location, budget, builder reputation, design, land specifics, and contract details to help you make an informed decision.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional rate discount in year 30.
No negotiations needed.
Find out more

Say no to fees

In certain circumstances LMI premium may apply.
Learn more

Save interest

Offset your interest with unlimited free redraw.
How redraw works
image of a coin
image of a piggy bank
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.