Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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5 things to consider when buying a terrace house in Australia
Considering purchasing a terrace as a property? Here are five things to keep an eye out for.
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Dreaming of a duplex? Here’s what to consider before you buy
Thinking of buying a duplex? Discover key considerations to make an informed decision in our comprehensive guide.
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6 things to look out for when buying a townhouse
Thinking of buying a townhouse? Here are 6 key things to look out for, from strata fees to noise and neighbours, before you sign on the dotted line.
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Is it worth hiring a professional bidder for your property auction?
Discover if hiring a professional bidder for property auctions is worth it with our comprehensive guide.
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High LVR or low LVR: Things you should consider before applying for a home loan
Your LVR plays a huge role in your ability to secure a home loan. Here are a few key factors relating to LVR to consider before applying for a mortgage.
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8 potential strategies for first home buyers in a highly competitive market
The property market can be tricky to navigate at the best of times, let alone in a competitive market. We’ve pulled together a few tips and tricks to help first-time home buyers.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.