Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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How to prepare yourself for an open house as a buyer
Are you going to an open house? We’ve written a guide to help you prepare yourself for it as a buyer.
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Sunset clauses simplified: What is a sunset clause and when is it used?
Explore the essentials of sunset clauses in property contracts with our comprehensive guide. Learn how and why it’s important to be aware of as a buyer.
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Pros and cons of buying a home with less than a 20% deposit
Saving a full 20% deposit towards a home is tough. Some lenders will let you take out a home loan with less than 20%, there are pros and cons that come with low-deposit home loans.
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How to set a budget for your first home: A beginner’s guide
It can be overwhelming trying to work out your house budget and how much you can afford to spend. We’ve pulled together a few tips to help you with your first home budgeting.
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What are the different types of mortgage loans?
With so many different types of mortgages available, it can be hard to find the best home loan for your needs. Here’s an overview of the different types of home loans available to you.
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Things to check for in the neighbourhood of a potential house
The local neighbourhood can have a huge impact on the value of a property. Here are a few things to keep in mind when scouting out a potential neighbourhood before you buy.
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Additional rate discount in year 30.
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In certain circumstances LMI premium may apply.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.