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Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.
*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Rates shown are inclusive of a 0.01% p.a. discount off our reference rate. On each anniversary of your loan’s settlement date, you will receive an additional discount of 0.01% per annum, up to a maximum discount of 0.30% per annum.
+Other third party fees may apply. Government charges may apply.
†For loans with a Loan-to-Value ratio (LVR) between 80.01% and 90%, a Lenders Mortgage Insurance (LMI) premium and a higher interest rate apply. For more details, refer to the Lenders Mortgage Insurance (LMI) and high-interest rate links above. In some cases, depending on the property's location or type, LMI may also be required for LVR between 70.01% to 80%. LMI protects us (not you) against potential losses if you can't repay your loan. If the security property is sold and the proceeds are insufficient to fully repay the loan, we may recover the outstanding amount under our LMI policy. The LMI provider may seek to recover this amount from you, as you are still responsible for repaying the entire loan. The LMI fee reimburses us for our insurance cost, is part of the total loan amount, and is non-refundable.