Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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Factors to consider before purchasing a property with a strata title
If you’re considering purchasing a property that’s part of a strata title, here are some factors to consider.
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5 things to consider if you don’t have a 20% deposit
There are a few options if your savings balance isn’t quite there yet when it comes to saving for a deposit for a new home.
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7 upfront costs to consider before buying a home
Besides your deposit, there are other upfront costs associated with buying a home that need to be factored into your budget.
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Ways to increase your borrowing power
We provide ways to help increase your borrowing power to help you get the property you want in your home buying journey.
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7 tips for bidding at an auction
When preparing for an auction, here are some tips to help you secure your dream home.
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What is a building inspection report?
We dive into everything you need to know about a building inspection report.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.