Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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How do banks value properties?
Everything you need to know about property valuation and how banks calculate it.
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What is a strata inspection report?
Everything you need to know about a strata inspection report.
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What is a pest inspection report?
Everything you need to know about a pest inspection report.
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Should I renovate my home or move?
Looking for more space or want to upgrade features? Moving isn't your only option.
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Should I build a new home, or buy an existing home?
When it comes to buying a home, one of the first decisions you’ll need to make is whether to build a new one or buy an existing home. We've provided a pros and cons list for both to help you with your decision.
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What are the risks & benefits associated with buying off the plan?
Buying off the plan can be a great way to purchase a brand new property, and get your start, but there are risks and benefits involved.
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0.30
%
p.a.
Additional rate discount in year 30.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.