Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s Six Step Guide to Refinancing and How It Works

Decided it’s time to refinance your home loan? Learn more about the process and how it works.
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Hot topic #
02

9 Questions to Ask Your Lender When Refinancing Your Home Loan

At Unloan, we offer one simple low variable rate that gets better and better, every year.
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Hot topic #
03

What Is Refinancing and How Can It Help You Reach Your Financial Goals?

Here’s how refinancing works and how you can use it to reach your financial goals.
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How to Apply for a Home Loan
Unloan's home loan application process is easy and fast. Follow this step-by-step guide and apply online in minutes.
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What Happens When Your Fixed Rate Ends?
As your fixed-rate ends, you can explore new fixed rates, renegotiate, or refinance with other banks and lenders.
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What Are the Benefits of Refinancing?
Thinking about refinancing your home loan and want to know the benefits? Here's six!
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Unpacking the Differences Between a Reverse Mortgage and Refinancing
How you can unlock equity in your home and how the two options compare to each other.
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What Is Cash Out Refinancing and How Does It Work?
Your guide to cash out refinancing and how it works.
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How Can I Use My Equity to Fund Renovations?
Homeowners can build up equity in their home loan to help cover the costs of their renovations. Find out how.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.