Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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Areas in Brisbane to get into the property market sooner
If you’re looking to get your foot in the door sooner rather than later, here are some of the best suburbs in Brisbane for first-home buyers.
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Areas in Melbourne to get into the property market sooner
If you’re looking to get your foot in the door sooner rather than later, here are some of the best suburbs in Melbourne for first-home buyers.
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Auction vs. Private sale: What’s the difference?
Explore the differences between auctions and private sales for buying property in Australia. Learn key features, negotiation tips, and which method may suit your needs.
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Buying off the plan? 8 essential questions you need to ask
Here is a guide that can help you secure an off-the-plan property purchase by asking these 8 essential questions about inclusions, deposits, warranties, and more before you buy.
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House and land packages vs. Off the plan: What’s the difference?
Deciding on a new home? Understand the differences between house and land packages and off-the-plan options to see which fits your home-buying goals.
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Should I buy a house and land package? Here are the pros and cons
Discover the advantages and limitations of house and land packages to decide if this home-buying option aligns with your preferences and requirements.
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0.30
%
p.a.
Additional rate discount in year 30.
No negotiations needed.
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In certain circumstances LMI premium may apply.
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Save interest

Offset your interest with unlimited free redraw.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.