Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
Read on
Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
Read on
Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
Read on
6 factors that impact your borrowing power
Your borrowing power plays an important role when it comes to home buying journey, we share six factors that impact your borrowing capacity.
Read on
Read on
View answer
View answer
8 tips to help you feel prepared for an auction
Get ready for auction day and give yourself the best chance to secure your dream home.
Read on
Read on
View answer
View answer
Understanding a contract of sale
Why it's important to review your contract before you sign for your new home.
Read on
Read on
View answer
View answer
Should I make an offer subject to finance?
Your guide to making an offer subject to finance. How does it work? What are the benefits?
Read on
Read on
View answer
View answer
Why a property value calculator will be your best friend when buying a new house
Here are some benefits for home buyers who use property value calculators.
Read on
Read on
View answer
View answer
Should I sell my current home before I buy a new home?
Decided to buy a new home, but not sure whether you need to sell your current home first? Here are some pros and cons to consider.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional loyalty discount in year 30. 

It’s our way of saying thanks for
staying with us.

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.

Save interest

Offset your interest with unlimited free redraw.
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.