The RBA increased the cash rate by 0.25% p.a. on 6 June 2023. We’re reviewing our rates and will have an update soon. Learn more

Flexibility when life

changes

Some changes are good... Others, not so much. With Unloan you have the tools you need to navigate life's ups and downs.

Change your repayments

Adjust the date, frequency and amount that is debited from your account using AutoPay.

Withdrawals and additional repayments

Make one-off or regular additional repayments to pay down your loan faster.
Use joint-account approvals to make sure all borrowers consent to changes.

Financial hardship

Getting support when things go wrong is important

How we can help
Disaster Relief

Pandemic and Flood support for our customers

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Coming soon

Changes to your home loan

Apply for changes to your loan term and loan amount in just a few taps.

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.